Taven / Lines / Commercial Auto
03 · SPECIALTY LINE 11 OF 11

Commercial Auto.

Commercial auto for small fleets and owner-operators. Local delivery, regional haul, tow operators, service vehicles. The operators admitted markets price like long-haulers even when their radius is 50 miles.

02 · Appetite

What we write.

Plain-English appetite. If your risk fits, send the file. We'll quote in hours.

Actively writing
  • 01For-hire trucking, regional & long-haul
  • 02Specialty haul. Oversize, heavy, over-dimensional
  • 03Tow & recovery, wreckers, rotator fleets
  • 04Garage & dealer, used-car & wholesale
  • 05Non-emergency medical transport (NEMT)
  • 06Last-mile delivery, mid-sized fleets
  • 07Mixed fleets with prior losses & remediation
  • 08Hazmat endorsed with placarded commodities
03 · Precedent

Risks we've placed.

Three recent accounts. Classes disguised, structure real.

Bound

Local plumbing service, 14 trucks.

Family-owned plumbing co., 14 service vans on 50-mile radius, mixed MVRs with 3-year improvement trend. Bound $1M CSL with hired/non-owned for emergency subs.

Limit
$1M
Premium
$28.4K
Turn
3 days
State
MO
Bound

Small tow operator, 6 trucks.

Independent tow operator running rotation for local municipality, 5 light-duty + 1 rotator. Prior damage claim on rotator remediated. Bound with on-hook and garage-keepers included.

Limit
$1M
Premium
$38K
Turn
4 days
State
IN
Bound

Owner-operator, 3-truck regional.

Owner-operator grown to 3-truck fleet hauling general freight across 4 Southeast states. Bound with ELD compliance, radius endorsement, and scheduled-commodity carve-out.

Limit
$1M
Premium
$22.8K
Turn
2 days
State
AL
04 · From underwriting

How we read a property file.

Head of Transportation.
Direct line on every submission in this class
"Every commercial auto file comes down to drivers and routes. Tenure, MVR pattern, ELD compliance, radius discipline. Show me those and the loss runs take care of themselves."
05 · Related

Other lines we write.