Product liability for the small manufacturers, importers, and direct-sellers the standard markets route through three underwriters before declining. If you make it, import it, or private-label it, we can read the file.
Plain-English appetite. If your risk fits, send the file. We'll quote in hours.
Three recent accounts. Classes disguised, structure real.
Third-generation hot sauce manufacturer, 14 SKUs, co-packed with one facility and sold retail + online. Prior voluntary recall over mislabeling. Bound with tightened label review.
Wholesaler importing specialty bath products from Portugal, distributing to 200+ boutique retailers. Required CPSC compliance evidence and carve-back for fragrance allergens.
Bike shop with six-location retail footprint now selling own-brand handlebar tape + tools under private label. Bound with separate limits for manufactured vs resold goods.