Professional liability for the small service businesses without a dedicated form. Independent consultants, family-run staffing shops, single-location trainers, local agencies. If you provide advice or services and someone relies on them, you have exposure.
Plain-English appetite. If your risk fits, send the file. We'll quote in hours.
Three recent accounts. Classes disguised, structure real.
Solo practitioner serving 40+ small-business clients on handbook drafting and compliance. First-time E&O buyer after near-miss referral. Manuscript scope covering both handbook and advisory.
Agency serving regional restaurants and hospitality. Prior dispute over campaign deliverables settled. Bound with affirmative coverage for content creation and IP.
Light-industrial staffing placing 400 FTE annually across TN/KY. Prior negligent-placement claim defended and closed. Tightened background-check procedures on file.