Taven / Lines / Cyber & Tech E&O
02 · PROFESSIONAL LINE 05 OF 11

Cyber & Tech E&O.

Cyber and technology E&O for small businesses and local IT shops. Retail chains, dental practices, CPA firms, MSPs serving Main Street. The companies most cyber markets have stopped quoting since the 2023 pullback.

02 · Appetite

What we write.

Plain-English appetite. If your risk fits, send the file. We'll quote in hours.

Actively writing
  • 01SaaS & cloud platforms, PII / PHI included
  • 02Healthcare technology, EHR, digital therapeutics
  • 03Fintech. Payments, lending, crypto-adjacent
  • 04Managed service providers, MSSPs, IT consulting
  • 05E-commerce platforms, marketplaces, DTC brands
  • 06Distressed. Post-incident, post-breach, ransom paid
  • 07Thin-file startups, pre-revenue tech E&O
  • 08Retroactive coverage back to inception
03 · Precedent

Risks we've placed.

Three recent accounts. Classes disguised, structure real.

Bound

Regional dental practice network.

6-office dental group, 14,000 patient records across EHR. Phishing incident 8 months prior, remediated with MFA rollout and EDR. Bound with affirmative ransomware.

Limit
$2M
Premium
$8.2K
Turn
5 days
State
WI
Bound

Local MSP, 40 small-biz clients.

Managed service provider supporting small law firms, CPAs, and clinics. Prior dependent BI claim; remediated with client MFA enforcement and incident-response retainer.

Limit
$3M
Premium
$14.8K
Turn
6 days
State
TN
Bound

Family-owned CPA firm, 2 offices.

Tax & bookkeeping firm, 11 employees, 1,400 active clients. First-time cyber buyer after peer firm incident. Bound with pre-breach counsel included.

Limit
$1M
Premium
$4.2K
Turn
2 days
State
KY
04 · From underwriting

How we read a property file.

Head of Cyber.
Direct line on every submission in this class
"A post-incident file isn't harder to write. It's easier. I can see exactly what broke, what got fixed, and whether the fix was real or a press release. Give me the post-mortem, not the sales deck."
05 · Related

Other lines we write.